Study costs
Financial security during their studies is an important consideration for many students. There are various ways to finance your studies at Hannover Medical School, such as savings, scholarships, part-time jobs or Federal financial aid.
First of all, it is important to know what and how much money will be spent during your studies. The main expenses during your studies at the MHH are the semester fee, health insurance and living expenses.
All MHH students have to pay a semester fee, which consists of contributions to the Studentenwerk Hannover and the student self-administration (AStA). The fee varies depending on the semester (around 389 euros in the summer and winter semesters). The exact amounts and deadlines for transferring the semester fee can be found on the Student Office website (https://www.mhh.de/studierendensekretariat/semesterbeitrag).
In order to apply for a visa to study in Germany, proof of financial resources must be provided, which since January 1, 2023 has been 934 euros per month. This can be proven by proof of income from parents, a blocked account, a guarantee or a recognized scholarship. Many international students use a blocked account to finance their studies in Germany. The account can be applied for for a fee of 50 to 150 euros and allows the withdrawal of a certain amount per month. For more information, please visit the website of the Federal Foreign Office: www.auswaertiges-amt.de/de/sperrkonto/375488.
Health insurance is required for enrollment at a German university, even for students from other EU countries. If the insurance cover from your home country is not valid in Germany, students must take out their own insurance. The contributions for statutory health insurance are around 110 euros per month.
Living costs can be very individual and include expenses such as rent, mobile telephony, food and leisure activities such as sports, culture and excursions. It is also important to note that costs for deposits for rooms or apartments should also be planned for at the beginning of your studies.
Overall, the average monthly costs amount to around 867 euros, a significant sum (source: www.daad.de/de/studieren-und-forschen-in-deutschland/studium-planen/ausbildungs-und-lebenshaltungskosten/). It is advisable to draw up a financial plan for your studies at an early stage and to find out about possible financing options, scholarships and support offers in order to ensure solid financial security during your studies at Hannover Medical School
On this page you can find out what you as a
student usually spends money on. This should serve as an
serve as an orientation and help to better
better distribute your monthly income.
This list does not claim to be exhaustive.
Study costs
| Subject | article | Comments and links | ||||||||||||||||||||||||||||
Semester contribution > thereof semester ticket of the railroad companies | 386.90 € (winter semester 21/22) 225,41 € (winter semester 21/22) | incl. semester ticket, MHH website Note: you only pay once per semester, not monthly! | ||||||||||||||||||||||||||||
| Accommodation (hall of residence) | from approx. 210 € to approx. 310 € | Halls of residence of the Studentenwerk Hannover | ||||||||||||||||||||||||||||
| Accommodation (apartment, shared flat,...) | from approx. 300 € to approx. 450 € | Apartments: Real estate online portals such as Immonet.de, Immowelt.de, Immobilienscout24.de etc.. Shared flats: WG-gesucht.de, ebay-kleineinzeige.de etc... in addition to the conventional ways mentioned above, many advertisements can also be found via social networks, on the university bulletin board or simply by talking to other students | ||||||||||||||||||||||||||||
Food (in supermarkets such as Aldi, Lidl, Netto; without discounts)
* plus deposit - 0.08€/0.15€/0.25€ - cost of the bottle (depending on the type of bottle), which is paid at the time of purchase and is refunded when you return the empty bottle | ||||||||||||||||||||||||||||||
| Broadcasting fee | 18.36 € per month for an apartment | more info Broadcasting fee | ||||||||||||||||||||||||||||
| Health insurance* | e.g. with AOK Niederesachsen Health insurance: € 76.85/month Long-term care insurance: €22.94/month or(€24.82/month for childless people aged 23 and over) Individual supplementary health insurance contribution at AOK Niedersachsen: €9.78/month Total monthly contribution: €109.57 or €111.45 for those over 23 years of age without children Source: AOK Lower Saxony | more information on the website of the respective health insurance company or get advice in person or by phone from the health insurance company List of some health insurance companies and their contributions | ||||||||||||||||||||||||||||
*In Germany, every student is required to have health insurance. This means that in order to enrol at a university, you must present a health insurance certificate from a health insurance company. During your studies, there are various ways in which you can insure yourself:
The health insurance options available to you depend on various factors, such as how old you are or whether this is your first degree. The general contribution for student health insurance and the associated long-term care insurance is set by the Federal Ministry of Health at the same level for all statutory health insurance funds. Due to the introduction of individual supplementary contributions on 01.01.2015, the calculation of student contributions has also changed, so that the student contribution is no longer uniform, but differs from fund to fund. General formula for total contribution: Health insurance (general contribution for students) + long-term care insurance + individual supplementary contribution You can see an example in the table above | ||||||||||||||||||||||||||||||
| Clothing | 30 - 56 € | Source: 21st Social Survey of the German Studentenwerk Hannover, as of 2016 | ||||||||||||||||||||||||||||
| Communications (telephone, internet, GEZ, post) | 25 - 39 € | Source: 21st Social Survey of the German Studentenwerk Hannover, as of 2016 | ||||||||||||||||||||||||||||
| Learning materials | 17 -24 € | Source: 21st Social Survey of the German Studentenwerk Hannover, as of 2016 | ||||||||||||||||||||||||||||
| Leisure, culture and sport | 43 - 81 € | Source: 21st Social Survey of the German Studentenwerk Hannover, as of 2016 | ||||||||||||||||||||||||||||
Tips to save money
We have all been in the situation at least once where we were short of money at the end of the month and had to think long and hard about what to do. Calling parents and asking for money, asking grandma for an early birthday present or perhaps eating less pasta.
To avoid this, we've picked out a few tips on how to save a bit of money and still live a student life.
Tips:
- Theater flat rate
- Amazon Prime for students
- Eat in the Canteen(MHH Canteen or Canteens of the Studentenwerk Hannover)
- Buy scripts and books online at low prices (e.g. MHH book flea market)
- Take advantage of student discounts (numerous vouchers, competitions and offers exclusively for students on the iamstudent.de platform)
- Student tax return (short video about it)
Further suggestions can be found on the Campus Life page under "Discounts for students".